Mortgage Loans in Clark County, NV

If you are looking for a mortgage lender in Clark County, NV, I am Phil Cory, a mortgage loan originator (NMLS #2430878) working through City View Mortgage in Las Vegas. I help buyers and homeowners across the valley and the outlying towns compare loan programs, get their financing in order and get to the closing table with fewer surprises.

Areas I serve in Clark County

Clark County is a mix of incorporated cities and large unincorporated towns, and a home’s mailing address does not always tell you which one it sits in. The City View Mortgage office, for example, has a Las Vegas mailing address but sits in unincorporated Spring Valley. I work with borrowers in:

• The cities: Las Vegas, Henderson, North Las Vegas and Boulder City.
• The unincorporated towns and communities: Spring Valley, Enterprise, Paradise, Winchester, Whitney, Sunrise Manor, Summerlin South and Goodsprings.

The 2026 conforming loan limit in Clark County

For 2026, the Federal Housing Finance Agency (FHFA) set the conforming loan limit for a one-unit home in Clark County at $832,750. A loan at or under that amount can be a conforming conventional loan; above it, you are looking at a jumbo loan. That line matters for many Clark County purchases, and I will tell you early which side of it your plan falls on.

Loan programs I can help with

As a mortgage broker I am not limited to one bank’s short menu, so we can compare options across the wider market. For buyers and homeowners in Clark County, that includes:

• Home purchase loans, ideally set up before you go shopping with a real estate agent.
• Conventional loans, both conforming and non-conforming.
• FHA loans, insured by the Federal Housing Administration, and VA loans for eligible veterans.
• Jumbo loans for loan amounts above the conforming limit.
• A choice between a fixed-rate mortgage and an adjustable-rate mortgage.
• Refinancing, including cash-out refinancing, and home equity loans for projects such as a remodel.

How the process works with me

It starts with a conversation about what you are buying or refinancing. From there you can fill out the home purchase qualifier, and I gather the documents a lender will want: income, assets, credit and the property details. I take on the detail work so you are not uploading files into an automated portal and waiting days between each step. When we have a loan that fits, I stay with the file through closing, and I am still available after we close.

Why a broker instead of one bank

Most lenders have a short list of products and will fit you into whichever one suits them. A full-service mortgage broker opens up a larger part of the market, which gives us more room to match the loan to your situation, whether you are a first-time buyer, self-employed, a veteran, or moving up to a larger home. I am on your side of the table, and my goal is a long-term relationship, not a single transaction.

Talk with me about your Clark County home loan

Call 702-832-0446. I am available 7 days a week, including evenings and weekends. You can also start with the home purchase qualifier.

Phil Cory, Mortgage Loan Originator, NMLS #2430878. City View Mortgage, NMLS #381715, 5940 S. Rainbow Blvd, Suite 4014, Las Vegas, NV 89118. Broker: Jason Lee, NMLS #381748.