Las Vegas Home Lending

Mortgage Loans in Paradise, NV

Know exactly what you can afford before you start searching for a home.

If you want a mortgage lender in Paradise, NV, I am Phil Cory (NMLS #2430878), a mortgage loan originator with City View Mortgage. I work with Paradise buyers and owners on purchases, refinances and home equity loans.

Condos, townhomes and houses in Paradise

Paradise is an unincorporated town in Clark County that takes in the Las Vegas Strip and Harry Reid International Airport, along with established residential neighborhoods, condominium buildings and townhome communities. For condos in particular, a lender looks at the condominium project as a whole, not just your unit, so I ask for the association details early to avoid delays late in the process.

Not every Paradise purchase is a primary residence. Some buyers want a second home or a rental, and lenders treat occupancy as a key part of the file: it affects which programs are available and what documentation you will need. Conventional loans, for example, can be used for primary residences, second homes and investment properties, while some government-backed programs are meant for homes you will live in. Tell me up front how you plan to use the property and I will keep the search to programs that fit.

City View Mortgage’s office at 5940 S. Rainbow Blvd, Suite 4014 is about 7 miles from central Paradise, roughly 15-20 minutes by car using the 215 Beltway and Rainbow Boulevard.

Loan programs I can help with

As a mortgage broker I am not limited to one bank’s short menu, so we can compare options across the wider market. For buyers and homeowners in Paradise, that includes:

  • Home purchase loans, ideally set up before you go shopping with a real estate agent.
  • Conventional loans, both conforming and non-conforming.
  • FHA loans, insured by the Federal Housing Administration, and VA loans for eligible veterans.
  • Jumbo loans for loan amounts above the conforming limit.
  • A choice between a fixed-rate mortgage and an adjustable-rate mortgage.
  • Refinancing, including cash-out refinancing, and home equity loans for projects such as a remodel.

Working with a person, not a portal

Mortgages involve a lot of detail. Rather than leaving you to push paperwork through an automated system, I handle the back-and-forth with the lender, answer questions as they come up and keep you updated. You can begin with a phone call, the qualifier form or the online application. Spanish-speaking borrowers can use the Spanish-language loan application.

Get started

Reach me at 702-832-0446, any day of the week, or start with the home purchase qualifier. I also cover the rest of Clark County.

Phil Cory, Mortgage Loan Originator, NMLS #2430878. City View Mortgage, NMLS #381715, 5940 S. Rainbow Blvd, Suite 4014, Las Vegas, NV 89118. Broker: Jason Lee, NMLS #381748.

Frequently asked questions

Is buying a condo in Paradise different from buying a house?

The loan steps are similar, but the lender also reviews the condominium project and its association, so expect a few extra documents.

Is Paradise part of the City of Las Vegas?

No. Paradise is an unincorporated town in Clark County, even though homes there use Las Vegas mailing addresses. Your mortgage is handled the same way either way.

Can I use an FHA loan in Paradise?

FHA loans can be used on a range of property types. Whether a particular condo qualifies depends on the project, so I check that before you commit.

Can I take cash out of my Paradise home?

A cash-out refinance or a home equity loan may work, depending on your equity, credit and goals. I compare both with you.

How do I start?

Call 702-832-0446 any day of the week, or begin with the home purchase qualifier on this site.

Please note: The information on this page was accurate when it was published. Mortgage laws, loan programs, guidelines and market conditions change often, so please verify every detail for yourself, or call me at 702-832-0446, before making any decisions.

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