Las Vegas Home Lending

Mortgage Loans in Boulder City, NV

Know exactly what you can afford before you start searching for a home.

Get Pre-Approved Call 702-832-0446

Looking for a mortgage lender in Boulder City, NV? I am Phil Cory, a mortgage loan originator (NMLS #2430878) with City View Mortgage, and I help Boulder City buyers and homeowners compare purchase, refinance and home equity options.

Home loans in Boulder City

Boulder City is an incorporated city in the southeast corner of the Las Vegas area, past Henderson along I-11. It has its own city government and a smaller, established housing market, so comparable sales and the appraisal deserve attention early in a purchase. Long-time owners may want to use their equity, either through a home equity loan or a cash-out refinance.

You may also be weighing a move from an adjustable rate loan to a fixed rate loan, or the other way around. A refinance can change the structure of your mortgage, and we can compare a fixed-rate mortgage with an adjustable-rate mortgage for your plans. If your loan amount is near the 2026 Clark County conforming limit of $832,750 set by the FHFA, we will also check whether a jumbo loan applies.

City View Mortgage’s office at 5940 S. Rainbow Blvd, Suite 4014 is about 29 miles from central Boulder City, roughly 40-50 minutes by car via I-11 and the 215 Beltway. Nearly everything can be done remotely, and I am available 7 days a week, including evenings and weekends.

How the process works with me

It starts with a conversation about what you are buying or refinancing. From there you can fill out the home purchase qualifier, and I gather the documents a lender will want: income, assets, credit and the property details. I take on the detail work so you are not uploading files into an automated portal and waiting days between each step. When we have a loan that fits, I stay with the file through closing, and I am still available after we close.

Loan programs I can help with

As a mortgage broker I am not limited to one bank’s short menu, so we can compare options across the wider market. For buyers and homeowners in Boulder City, that includes:

  • Home purchase loans, ideally set up before you go shopping with a real estate agent.
  • Conventional loans, both conforming and non-conforming.
  • FHA loans, insured by the Federal Housing Administration, and VA loans for eligible veterans.
  • Jumbo loans for loan amounts above the conforming limit.
  • A choice between a fixed-rate mortgage and an adjustable-rate mortgage.
  • Refinancing, including cash-out refinancing, and home equity loans for projects such as a remodel.

Get started

Reach me at 702-832-0446, any day of the week, or start with the home purchase qualifier. I also cover the rest of Clark County.

Phil Cory, Mortgage Loan Originator, NMLS #2430878. City View Mortgage, NMLS #381715, 5940 S. Rainbow Blvd, Suite 4014, Las Vegas, NV 89118. Broker: Jason Lee, NMLS #381748.

Frequently asked questions

Do you work with buyers in Boulder City?

Yes. Boulder City is part of Clark County, and I work with mortgage borrowers throughout the county, mostly by phone and online.

How can I use the equity in my Boulder City home?

A home equity loan or a cash-out refinance can both turn equity into cash. They have different costs and effects on your first mortgage, so I compare them with you.

Does a smaller housing market affect my loan?

It can affect the appraisal for your mortgage, since the appraiser needs recent comparable sales. Knowing that ahead of time helps us plan the timeline.

Can I fill out an application in Spanish?

Yes. The site has a Spanish-language mortgage application, and I can review it with you.

Will you quote me a rate on the phone?

Interest rates depend on your credit, the loan amount, the program and the property, so I discuss pricing only after reviewing your full mortgage scenario.

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Please note: The information on this page was accurate when it was published. Mortgage laws, loan programs, guidelines and market conditions change often, so please verify every detail for yourself, or call me at 702-832-0446, before making any decisions.

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Loan programs

The right loan for where you are

From your first home to your next refinance, I match you with the best program you qualify for.

First-Time Buyers

From renting to owning, every step explained. Let's get you pre-qualified.

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Home Purchase Loans

Get your financing lined up before you shop, so your offer is ready to win.

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FHA & VA Loans

Lower down payment options and VA benefits for those who served.

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Mortgage Refinance

Lower your payment, shorten your term, or take cash out.

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Home Equity Loans

Remodel, consolidate or invest using the equity you've built.

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Conventional & Jumbo

Competitive options for every price point in Las Vegas.

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Ready to see what you qualify for?

No cost, no obligation. Just straight answers.

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