Las Vegas mortgage rates

Sixty Points Can Cost You $400 a Month That’s not an exaggeration. Two buyers looking at the same $400,000 house in Henderson—one with a 620 score, one with a 680—can end up with monthly payments hundreds of dollars apart. Same neighborhood, same floor plan, same purchase price. The difference? Which mortgage program their credit score

Your Tax Returns Say One Thing. Your Bank Account Says Another. You cleared six figures last year running your own business in Las Vegas. Maybe you’re a general contractor pulling kitchen remodels across Henderson. Maybe you’re an aesthetician with a packed appointment book in Summerlin. Or a freelance event coordinator who keeps busy twelve months

Sixty Points Between You and $247 a Month Here’s a number that should stop you mid-scroll. On a $400,000 conventional loan at 6.31% versus 7.17%, the monthly principal-and-interest difference runs about $247. Over 30 years, that gap adds up to nearly $89,000 in extra interest. Both borrowers got approved. Both signed closing documents. One just

Your Credit Score Says 580. The Lender’s Website Says 620. Now What? You’ve been checking Zillow for months. Maybe you found a townhouse off Eastern that fits your budget, or a single-story in North Las Vegas with enough yard for the dog. Then you talk to a lender and hear the number that stops everything:

Your Tax Returns Say One Thing — Your Bank Account Says Something Better You made $180,000 last year running a mobile auto-detailing business across Henderson and North Las Vegas. Your accountant did their job: wrote off the truck, supplies, mileage, even a portion of your home office. By the time your Schedule C hit paper,