Mortgage Archives - Las Vegas Home Lending Phil Cory Mortgage Loan Originator

Fixed vs Adjustable Rate Mortgages: Pros and Cons

Your Monthly Payment Is a Lifestyle Decision, Not Just a Number Most people compare fixed-rate and adjustable-rate mortgages by staring at two interest rates. That’s like picking a car based only on the sticker price while ignoring insurance, gas mileage, and how long you plan to keep it. The smarter question isn’t “which rate is

Jumbo Loans Las Vegas: Loan Limits, Down Payments, and When to Refinance

Mortgage / Phil Cory

The $832,750 Line That Splits Your Mortgage Options in Half Somewhere along the Las Vegas Strip, a three-bedroom house just crossed the line. Not literally—nobody painted anything on the sidewalk. But federal regulators set the 2026 baseline conforming loan limit at $832,750 for a single-unit property, up from $806,500 in 2025. Borrow a dollar more

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