Las Vegas Home Lending

Mortgage Loans in Las Vegas, NV

Know exactly what you can afford before you start searching for a home.

Get Pre-Approved Call 702-832-0446

Searching for a mortgage lender in Las Vegas, NV? I am Phil Cory, a mortgage loan originator (NMLS #2430878) with City View Mortgage. Unlike a branch banker who keeps bankers’ hours, I am available 7 days a week, evenings and weekends included, because that is when most people actually have time to talk about a home loan.

Home loans in the City of Las Vegas

A lot of the valley uses a Las Vegas mailing address, but the City of Las Vegas itself is its own incorporated city, separate from the unincorporated towns around it. Whether your home is downtown or elsewhere inside the city, the loan process is the same: we line up the right program, document your income and assets, and work through the appraisal and title steps for the specific property. City View Mortgage’s office at 5940 S. Rainbow Blvd, Suite 4014 is about 11 miles from central Las Vegas, roughly 20-25 minutes by car using I-15 and Russell Road.

Las Vegas buyers ask me about every type of property on my qualifier form, from single-family homes and townhomes to condominiums and small multi-family buildings, and about how the home will be used: a primary residence, a second home or a rental. Each of those choices changes which programs fit, so it is one of the first things we cover.

Loan programs I can help with

As a mortgage broker I am not limited to one bank’s short menu, so we can compare options across the wider market. For buyers and homeowners in Las Vegas, that includes:

  • Home purchase loans, ideally set up before you go shopping with a real estate agent.
  • Conventional loans, both conforming and non-conforming.
  • FHA loans, insured by the Federal Housing Administration, and VA loans for eligible veterans.
  • Jumbo loans for loan amounts above the conforming limit.
  • A choice between a fixed-rate mortgage and an adjustable-rate mortgage.
  • Refinancing, including cash-out refinancing, and home equity loans for projects such as a remodel.

One number worth knowing: the FHFA’s 2026 conforming loan limit for a one-unit property in Clark County is $832,750. Loans above it are handled as jumbo mortgages.

What to expect, step by step

  1. Talk it through. We discuss the property, your timeline and how you plan to use the home.
  2. Get your numbers organized. The purchase qualifier and the mortgage calculator help you see where you stand.
  3. Compare programs. I look across the market for products you qualify for, not just one lender’s list.
  4. Underwriting to closing. I keep the file moving and keep you informed until the keys are in your hand.

Talk with me about your Las Vegas home loan

Call 702-832-0446. I am available 7 days a week, including evenings and weekends. For the wider area, see my page on mortgage loans across Clark County.

Phil Cory, Mortgage Loan Originator, NMLS #2430878. City View Mortgage, NMLS #381715, 5940 S. Rainbow Blvd, Suite 4014, Las Vegas, NV 89118. Broker: Jason Lee, NMLS #381748.

Frequently asked questions

Do you only lend inside the City of Las Vegas?

No. I help mortgage borrowers in the City of Las Vegas and across Clark County, including the unincorporated areas that also use Las Vegas mailing addresses.

Can you help me finance a rental property in Las Vegas?

Yes. My qualifier asks whether the home will be a primary home, a second home or a rental, because the property's use changes which mortgage programs are available.

Should I get my financing ready before I look at homes?

Yes. It is smart to have your mortgage financing figured out before you go shopping with a real estate agent, so you know your range and can move quickly on an offer.

Do you quote interest rates on this page?

No. Rates depend on your credit, the loan amount, the property and the program, so I discuss them with you directly once I understand your situation.

How do I reach you?

Call 702-832-0446 to talk about a purchase or refinance. I answer 7 days a week, including evenings and weekends.

CALL TODAY
Please note: The information on this page was accurate when it was published. Mortgage laws, loan programs, guidelines and market conditions change often, so please verify every detail for yourself, or call me at 702-832-0446, before making any decisions.

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Loan programs

The right loan for where you are

From your first home to your next refinance, I match you with the best program you qualify for.

First-Time Buyers

From renting to owning, every step explained. Let's get you pre-qualified.

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Home Purchase Loans

Get your financing lined up before you shop, so your offer is ready to win.

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FHA & VA Loans

Lower down payment options and VA benefits for those who served.

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Mortgage Refinance

Lower your payment, shorten your term, or take cash out.

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Home Equity Loans

Remodel, consolidate or invest using the equity you've built.

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Conventional & Jumbo

Competitive options for every price point in Las Vegas.

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Ready to see what you qualify for?

No cost, no obligation. Just straight answers.

Get Pre-Approved